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401(k) Growth Calculator

Project your retirement savings with employer match

Your Information

$
$

Annual: $6,000

%

Match rate

%

Up to % of salary

Common: 50% match up to 6% of salary
%

Historical S&P 500 average: ~10%

At Retirement

$1.53M

$1,529,867

Free Money (Match)

$13K

Don't leave this on the table!

Investment Growth

$1.26M

The power of compound interest

Projected Growth Over Time

Key Insights

1

Years to retirement: 35

Time is your greatest asset. Starting early maximizes compound growth.

2

Employer match: $360/year

That's $12,600 in free money over your career! Make sure you're contributing at least 6% to get the full match.

3

Investment growth: $1.26M

82% of your final balance comes from compound interest, not contributions. This is why starting early matters!

Disclaimer: This calculator provides estimates for educational purposes only. Actual returns will vary based on market performance, fees, and other factors. Consult a financial advisor for personalized advice.